When I look at my roof, I don't see any hail damage. What's all the fuss about?

Hail Damage can't be seen very easily most of the time. You usually will never see actual holes or indentations. Hail damage will drastically shorten the life of your roof.

If you have damaged siding, vehicles, or have noticed neighbors getting work done, you can be 99% sure that you will need a new roof and may have other damages also.


Hail can damage your roof without any visible signs from the ground. Hail normally has to be the size of a golf ball before it will break through your roof or cause bruising. Sometimes such damage does not show up quickly or is easily overlooked. Still, the integrity of the shingle may be damaged, so don't take a chance on it.

If hail is driven by high winds or if it lasts longer than a few minutes, even small-sized hail can cause your roof to suffer severe damage. The loss of your shingles' protective granules can greatly reduce the life of your roof. Loss of granule layers can cause the glass-based center of the shingles to be exposed to the sun's UV rays. This will cause serious deterioration of the shingle in a short period of time. Have it inspected, just to be safe.


What is replacement cost value?

What is actual cash value?

What is recoverable depreciation?

What is non-recoverable depreciation?

Will my insurance adjuster be a cat-adjuster or an in-home adjuster?

What difference will a cat-adjuster make for me?

What is full scope of insurance proceeds?

Why is it a felony to profit from an insurance claim?

Will the adjuster give me enough money for a quality restoration?

What can I do if my adjuster didn't or doesn't give me enough money for a quality job?

If any these questions are hard for you to answer, let a professional help you.

We can answer all of your questions and help you get everything you deserve from your claim. Hail and high winds can cause serious damage to your roof and the exterior of your home. An evaluation by a trained hail damage inspector can verify the extent of your damage and outline the means by which your roof should be repaired or replaced.